Privacy Policy

L.F.A FINANCE is committed to protecting the privacy and security of your personal information. This Privacy Policy outlines how we collect, use, and safeguard your data when you visit our website www.lfa.finance or interact with our services.

1. Information We Collect

When you use our website or contact us, we may collect the following types of personal data:

• Identification Information: Name, email address, phone number, and other contact details.
• Financial Information: Data necessary to process your loan applications, such as income, employment status, and credit history.
• Usage Data: Information about how you use our website, including your IP address, browser type, and pages visited.
• Cookies and Tracking Technologies: We use cookies and similar technologies to enhance your experience on our site.

2. Purpose of Data Collection

We collect and use your personal data for the following purposes:

• To Provide Services: Processing your loan applications and managing your account.
• Customer Support: Responding to your inquiries and providing assistance.
• Marketing Communications: Sending you updates, newsletters, and promotional materials (you can opt-out at any time).
• Website Improvement: Analyzing website usage to enhance our services and user experience.

3. Legal Basis for Processing Personal Data

We process your personal data based on the following legal grounds:

• Contractual Necessity: To fulfill our contractual obligations to you.
• Legitimate Interests: To improve our services and enhance user experience.
• Consent: Where you have given explicit consent for specific processing activities (e.g., marketing communications).

4. Data Sharing and Disclosure

We do not sell, rent, or lease your personal information to third parties. However, we may share your data with:

• Service Providers: Third parties who assist us in providing services (e.g., payment processors, IT service providers) under strict confidentiality agreements.
• Legal Authorities: When required by law or to protect our rights, privacy, safety, or property, or that of others.

5. Data Security

We implement appropriate technical and organizational measures to protect your personal data from unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your data, we cannot guarantee its absolute security.

6. Your Rights

Under the applicable data protection laws, you have the following rights regarding your personal data:

• Right of Access: You can request access to the personal data we hold about you.
• Right to Rectification: You have the right to request correction of any inaccurate or incomplete personal data.
• Right to Erasure: You can request the deletion of your personal data when it is no longer necessary for the purposes for which it was collected.
• Right to Restrict Processing: You have the right to request the restriction of processing your personal data under certain conditions.
• Right to Data Portability: You can request to receive your personal data in a structured, commonly used, and machine-readable format.
• Right to Withdraw Consent: If we process your data based on consent, you have the right to withdraw that consent at any time.

To exercise any of these rights, please contact us at contact@lfa.finance.

7. Cookies Policy

Our website uses cookies to improve user experience and gather information about visitors. You can manage your cookie preferences through your browser settings. For more details, please refer to our Cookies Policy.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page with an updated effective date. We encourage you to review this Privacy Policy periodically for any updates.

9. Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us at:

L.F.A FINANCE
22 Rue Joliot Curie,
08440 Vivier-au-Court, France
Email: contact@lfa.finance
Phone: +33 6 44 66 01 39